By Allison Sayer
TNews Staffwriter
The deadline to enroll in Affordable Care Act (ACA) Health Insurance (also widely called “Obamacare”) is just days away- Thursday, January 15. I spoke to Turnagain Community Health Patient Assistance Program Coordinator Linda Mankoff on January 9 to learn more about options for health insurance in 2026.
Free appointments for help understanding your options are available at Turnagain Community Health. Call 783-1355, choose option 1, and ask to be scheduled with a Community Health Worker. The best times to call are Tuesday through Friday, 9:00 a.m. to 5:00 p.m. You do not have to be a patient to receive help.
Congressional wrangling over extending pandemic-era insurance subsidies has been all over national news. Mankoff feels there has been confusion about what Congress is actually fighting about. In 2021, extra subsidies were added to the already existing ACA program. In particular, substantial subsidies were extended to people making over $75,000 per year. Those extra subsidies expired December 31. Extending them was what Congress is fighting about.
“We could not get people in here on the first of November [when the enrollment period started]. The way it came out in the media, it sounded like Obamacare was gone.” She felt people who were making $30,000 or $40,000 per year didn’t understand they could still be eligible for premium tax credits and lower premiums.
What if you earn more than $75,000? Mankoff said she has worked with Girdwood small business owners who initially thought, “I’m never going to be able to afford the marketplace.” However, she continued, “The Marketplace counts net profits for small business owners.” “I tell owners, if you made a big profit, but then you reinvested in the business, what did you actually see at the end of the day? You could be eligible.”
There are people who will see a huge jump in premiums if the extra subsidies end. “If you are in a certain category, you may have paid $400 last year for insurance but it could be as much as $1500-1800 per month this year,” said Mankoff.
Read the entire story at the link below:
https://www.turnagainnews.org/articles/turnagain-community-health-dont-give-up-on-accessing-health-care